Exceeding Loan Limits
When you submitted your Free Application for Federal Student Aid (FAFSA), the National Student Loan Data System (NSLDS) reported that you may have received Federal Direct Loans in excess of your annual or aggregate Federal Direct Loan eligibility established for the federal loan programs based on your grade level and dependency status.
Based on the above information we will not award you federal aid. If you feel this is incorrect, please contact our office at 800-891-4596 for further assistance.
Below are the maximum annual and aggregate Federal Direct Loan amounts that may be borrowed based on grade level and dependency status.
DEPENDENT Undergraduate | Freshman | Sophomore | Junior | Senior |
Maximum Subsidized | $3,500 | $4,500 | $5,500 | $5,500 |
Unsubsidized | $2,000 | $2,000 | $2,000 | $2,000 |
Total Federal Direct Loans | $5,500 | $6,500 | $7,500 | $7,500 |
INDEPENDENT Undergraduate | Freshman | Sophomore | Junior | Senior | Graduate Student |
Maximum Subsidized | $3,500 | $4,500 | $5,500 | $5,500 | $8,500 |
Unsubsidized | $6,000 | $6,000 | $7,000 | $7,000 | $12,000 |
Total Federal Direct Loans | $9,500 | $10,500 | $12,500 | $12,500 | $20,500 |
Aggregate Limits | Dependent Undergraduate | Independent Undergraduate | Graduate Students |
Maximum Subsidized | $23,000 | $23,000 | $65,500 |
Unsubsidized | $8,000 | $34,500 | $73,000 |
Aggregate Federal Direct Loans | $31,000 | $57,500 | $138,500 |